Republic Bank & Trust Company (“Republic” or “the Bank”) has once again been recognized by S&P Global Market Intelligence as a Top 50 Community Bank among institutions with $3–$10 billion in assets. Republic’s 24th place national ranking makes it the highest‑ranked bank or financial institution headquartered in Kentucky for the third year in a row.
“It is an honor that our performance continues to be recognized by S&P Global Market Intelligence as the highest‑ranked bank based in Kentucky,” said Steve Trager, Republic Bank Executive Chair. “This recognition is a credit to our associates and their continued focus on disciplined execution and consistent performance.”
S&P Global Market Intelligence ranks institutions based on returns, growth and funding, but places an emphasis on the strength and risk profile of balance sheets. Scores are calculated based on eight metrics: pretax return on average assets, net interest margin, efficiency ratio, 3-year average operating revenue change, 8-quarter average deposit change, nonperforming assets and loans 90 days or more past due as a percentage of total assets, net charge-offs-to-average loans and leases ratio, and adjusted tangible common equity-to-tangible assets ratio.
“This national ranking reflects the effectiveness of our operating model and our focus on strong financial fundamentals,” said Logan Pichel, Republic Bank President and Chief Executive Officer. “We remain committed to disciplined growth and long‑term stability.”
The full list of S&P Global Market Intelligence’s 2025 Top 50 Best-Performing U.S. Community Banks can be found here: https://pages.marketintelligence.spglobal.com/2025-Top-Banks-CU-Rankings-Regional.html
